On credit report North Platte

reports getting thousands of complaints annually from consumers under the current system whereby consumers are required to set up an account or provide a credit card, before they are able to access their on credit report North Platte free annual credit report. Because the reports are free, there is no reason to require a consumer to provide his on credit report North Platte or her credit card or to set up an 'account' on credit report North Platte with the CRA, according to comments filed by Rodney L. Davis, the BBB's vice on credit report North Platte president of programs and services. Another commenter, James Fenelon of California, says he supports the new rules. In March 2009, while trying to obtain a free report from Experian, confusing links and instructions led me without realizing it to another site called FreeCreditReport.com. Without warning or authorization, I began receiving $4.95 monthly charges on my credit card on credit report North Platte bill. It took phone calls and a hostile representative and action by my bank to stop those charges. free credit reports online I support any amendments and changes in rules that will prevent the consumer from being tricked into this fraudulent behavior by the credit reporting agencies.

See related: Free credit reports: How to get the actual free ones, A comprehensive guide to the Credit CARD Act of 2009, Credit report hustle moves to Craigslist You've probably seen or heard ads featuring catchy tunes and jingles for websites claiming to help you get a free credit report. The problem: Those sites aren't the official government-mandated site (on credit report North Platte AnnualCreditReport.com) for obtaining free on credit report North Platte reports entitled to you each year by federal law. credit information

At these soundalike sites, free isn't really free -- it comes with strings attached. They sign consumers up -- sometimes without their knowledge -- for credit monitoring services and charge recurring monthly fees to on credit report North Platte their credit cards. Curbing 'confusing' on credit report North Platte ads, practices The Federal Trade Commission (FTC) has proposed new rules to help decrease the number of consumers who are duped into signing up for services they don't want and make it easier for people who only want to get their free credit reports to do so -- without hassle. There has been a proliferation of confusing advertising regarding where consumers can obtain their free annual [credit] file, according to the FTC.

The new rules were drafted because a provision in the Credit CARD Act of 2009 says, beginning Feb. 22, 2010, radio, on credit report North Platte TV and other ads for free credit reports must include the following disclaimer: This is not the free credit report provided for by federal law. need free credit report These advertisements direct consumers not to AnnualCreditReport.com, the authorized on credit report North Platte source for free annual file disclosures, but to commercial websites on credit report North Platte operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products and services, according to on credit report North Platte the FTC. Further, when a consumer uses an Internet search engine to find the website for free annual file disclosures, on credit report North Platte the search engine will usually list 'sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first.